Rain, Rain go away!
As much as we don’t want to think about what’s next after this rainy summer, reality will eventually set in and ‘old man you know what’ will be here. In an effort to get ahead of it, make sure that your 2nd largest purchase in your life is protected in the areas that you cannot access to take care of!
Protection makes sense.
Make sure that your undercarriage is protected from the harsh elements on the road such as salts, ice, snow, rocks and dirt. What can be done?
- We put your vehicle up on a hoist and spray the undercarriage of the vehicle with undercoat. This not only protects it from these elements and ensures that your undercarriage doesn’t rust, but also acts as sound dampening from road noise.
- Another option that we offer is to apply a rust inhibitor in between the panels of your vehicle. We spray the rust inhibitor in your doors, quarter panels, trunk and hood. Moisture gets in between these panels from rain or when we wash our vehicles. This seals off the inside of the panel to make sure that the moisture doesn’t come in contact with the sheet metal. The benefit of this is that you won’t get rust on the common areas of your vehicle such as around your wheel wells, corners of the doors, and on the seams of the hood.
Protecting your vehicle with these products accomplishes two things:
- Keep your vehicle looking newer while you own it.
- Help to create resale value when you choose to trade it in or sell it.
They are the most common products that we apply to vehicles and for good reason. Albertans know how harsh our winters are, and how long we seem to have rocks/gravel/sand on our roads. Protecting your investment just only makes sense!
Please visit our Finance office for pricing information or with any questions that you may have regarding these products.
Cheryl Sundgaard – Finance Director – [email protected]
403.343.6633 | kippscott.ca
A heartwarming Christmas story from Kipp Scott GMC Cadillac Buick
Insurance rate increases absolutely unacceptable: NDP Critic for Service Alberta
This post was submitted by Jon Carson, NDP MLA for Edmonton-West Henday, Opposition Critic for Service Alberta
Thirty per cent.
That’s how much auto insurance rates skyrocketed by for some Albertans at the end of this year, after Premier Jason Kenney and the UCP removed the five per cent cap on rate increases that our NDP government brought in, taking a “no limit” approach to how much insurance companies could actually raise rates.
The jump was immediate.
Albertans saw a wave of premium increases bordering on price gouging. Over 90% of car insurance companies filed for rate increases as soon as the cap was lifted, and rushed to bill drivers as soon as they could. Of the companies that received approved rate changes, the increases ranged from 4.9 per cent to an eye-popping 29.8 per cent.
It was a nice gift from Jason Kenney, who already slammed families for hundreds of dollars of new costs in his fall budget, including hikes to income tax, property tax, as well as more in school fees, prescription drugs and college tuition.
As usual, Finance Minister Travis Toews trotted out the UCP’s one-trick pony and blamed the NDP, claiming that insurance companies were set to pack their bags and flee the province if he didn’t let them jack up premiums beyond five per cent.
The lobbying effort came out in full force. The brokers, the insurance companies, and the Insurance Bureau of Canada are working overtime to sell quite the sob story: a massive spike in claims costs, not enough options for drivers, etc, etc. It’s tough times for the poor, little ol’ car insurance company.
What a load. These are some of the biggest and most profitable companies in Canada, and they simply want back the power they had to jack up premiums hand over fist.
The truth is that claims costs over the past few years are level, a fact that’s supported by the Insurance Bureau of Canada‘s own data. In fact, an actuarial analysis by Fair Alberta Injury Regulators, an organization made up of concerned Albertans, doctors and legal experts, found that injury payouts have stabilized in the last few years, and even started to dip in 2019. Their actuary specifically found evidence that claims are “not skyrocketing.”
This is further supported by the Alberta Superintendent of Insurance, responsible for all regulatory oversight of insurers operating in Alberta with a specific duty to ensure that insurance companies treat Albertans fairly. In his annual report for 2018, he found on average that the claims ratio for car insurance was 80 per cent across all companies in Alberta. Not the 120 per cent figure the insurance companies trot out on TV.
And while the UCP Government continues to claim they have documents to prove the cap made the car insurance industry unsustainable, they haven’t provided a single piece of paper showing any of these companies would bail if they could–GASP–only raise premiums five per cent every year.
So why remove the cap? Well, in politics, it’s who you know. And Jason Kenney knows an awful lot of people in the insurance industry. Namely, his former chief of staff and campaign director Nick Koolsbergen, who was hired to lobby the Premier on behalf of the car insurance industry just last year. He has Kenney’s cell phone number.
Sounds like a good guy to have on your side… if you’re a car insurance company.
The fact is, these companies turn a profit of tens of millions of dollars each year. They’re used to having carte blanche in Alberta, and they want it back.
Under the thinly-veiled guise of “red tape reduction”, the UCP has struck a panel looking at more regulatory changes that the insurance lobby itself has said “could also change the rate regulation framework that governs how insurers set premiums.”
If costs are going to go up even more, who will Jason Kenney look out for? His friends and interests in big insurance? Or everyday Albertans driving to work?
Knowing Jason Kenney, Albertans should brace for impact.
Jon Carson is the MLA for Edmonton-West Henday and the Alberta NDP Opposition Critic for Service Alberta.
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