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Fixing Up Your Home: Protect Your Housing Investment

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  • Your home is an investment in living as well as in savings. If neglected, it will pay no dividends. If properly maintained and improved, it will pay a high yield in comfort and usefulness for your family and in avoidance of costly repair bills. Home improvements also tend to raise neighborhood standards and, as a result, property values. From an economic standpoint, home improvements mean higher employment, increased markets for materials and home products–and therefore a more flourishing community.

    If You Do It Yourself

    If you are handy with tools and have the experience, you can save money by doing many jobs yourself. But unless you are skilled in wiring, plumbing, installing heat systems, and cutting through walls, you should rely on professionals for such work. 

    When you buy the required materials, it pays not to skimp. Good materials are not necessarily the most expensive. What you need are products that look good, are easy to maintain, and last a long time. Buy only from reliable dealers. 

    If You Use a Contractor

    If you plan to use the services of a dealer or contractor, take care to choose one with a reputation for honesty and good workmanship. There are several ways to check on a contractor: 

    • Consult your local Chamber of Commerce, the Better Business Bureau, or Local Consumer Protection Agency.
    • Talk with people for whom he has done work. 
    • Ask your lender about him, if you plan to finance the project with a loan. 
    • Check his place of business to see that he is not a fly-by-night operator. 
    • Find out, if you can, how he rates with known building-product distributors and wholesale suppliers. 
    • Ask friends and relatives for names of firms that they could recommend. 
    Compare Contractor Offers

    Before deciding on a contractor, you may want to get bids from two or three different firms. Make sure that each bid is based on the same specifications and the same grade of materials. If these bids vary widely, find out why. 

    Many contractors offer package plans that cover the whole transaction. Under such a plan the contractor provides all materials used, takes care of all work involved, and arranges for your loan. 

    Your contractor can make the loan application for you, but you are the one who must repay the loan, so you should see that the work is done correctly. 

    Understand What You Sign

    The contract that both you and the contractor sign should state clearly the type and extent of improvements to be made and the materials to be used. Before you sign, get the contractor to spell out for you in exact terms: 

      • How much the entire job will cost you. 
    • How much interest you will pay on the loan.
    • How much you will pay in service charges.
    • How many payments you must make to pay off the loan, and how much each of these payments will be.

    After the entire job is finished in the manner set forth in your contract, you sign a completion certificate. By signing this paper you certify that you approve the work and materials and you authorize the lender to pay the contractor the money you borrowed. 

    Beware of Fraud

    Most dealers and contractors conscientiously try to give their customers service equivalent to the full value of their money. Unfortunately, home improvement rackets do exist. Here are a few common sense rules to follow: 

    • Read and understand every word of any contract or other paper before you sign it. 
    • Never sign a contract with anyone who makes fantastic promises. Reputable dealers are not running give-away businesses. 
    • Avoid wild bargains. The best bargain is a good job. 
    • Never consolidate existing loans through a home improvement contractor. 
    • Do not let salespeople high-pressure you into signing up to buy their materials or services. 
    • Be wary of salespeople who try to scare you into signing for repairs that they say are urgent. Seek the advice of an expert as to how urgent such repairs are. High-pressure and scare tactics are often the mark of a phony deal. 
    • Avoid salespeople who offer you trial purchases or some form of bonus, such as cash, for allowing them to use your house as a model for any purpose. Such offers are well-known gimmicks of swindlers. 
    • Never sign a completion certificate until all the work called for in the contract has been completed to your satisfaction. Be careful not to sign a completion certificate along with a sales order. 
    • Proceed cautiously when the lender or contractor demands a lien on your property.

     

     


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    Local Business

    The Next Generation 2019 GMC Sierra

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    THE NEXT GENERATION SIERRA

    For decades, the GMC Sierra represented the embodiment of
    strength, capability, premium design, and refinement in a
    full-size pickup truck. That has never been more true than with
    the Next Generation 2019 GMC Sierra – especially the 2019 GMC
    Sierra Denali, which has officially landed at our dealership!

    From hood to hitch, GMC engineers and designers paid close
    attention to every detail on the Next Generation Sierra. The
    result? A full-size pickup that delivers the traits expected of a
    GMC while simultaneously raising standards for the full-size
    pickup segment. The Next Generation Sierra Denali is a full-size
    pickup that builds upon proven strengths while introducing a
    number of industry-first innovations lets consider a couple:

    INDUSTRY FIRST INNOVATIONS

    GMC MultiProTM Tailgate – the most innovative pickup tailgate
    ever with six unique functions and positions, offering enhanced
    second-tier loading and load-stop solutions, and easier access to
    items in the box. We like to describe it as the “Swiss Army Knife
    of all Tailgates”.

    The 2019 Sierra AT4 will offer, industry-first carbon fiber
    composite box – the CarbonPro – developed to increase
    durability, efficiency and functionality of the truck. It replaces
    the standard steel inner panels and floor with a lightweight,
    purpose-designed carbon fiber composite material that offers
    best-in-class dent, scratch and corrosion resistance. CarbonPro
    was also designed with the active off-roader in mind – three
    molded-in sections for wheels within the front bulkhead, along
    with additional tiedown hooks in the corners and center
    bulkhead, help ease loading and securing motorcycles, dirt
    bikes, or ATVs.

    Visit us to discover the NEXT GENERATION SIERRA for yourself!

    Questions or Book a Test Drive, Call 403.343.6633


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    Alberta

    Black Creek Developments building Canada’s most energy efficient car dealership!

    Black Creek Developments

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  • Red Deer’s new Scott Subaru will feature fuel efficient cars “inside” the most energy efficient car dealership in Canada!  For this project, Black Creek Developments of Sylvan Lake has adopted an extremely rigorous standard of energy efficient practices known as Passive House.   Developed in Germany with hands-on experience in Canada’s harsh climates, Passive House projects take just a fraction of the energy necessary to operate a typical building.  Builders must be specially trained to learn all the necessary techniques.

    Black Creek Developments sent key personnel to a two week course covering the various aspects of the build before starting the Scott Subaru build.  Learn more about this thrilling project in this short video.

    Remember… when this project is complete, there will be a permanent Passive House display in the Scott Subaru showroom.  You be able to stop by to learn about this unique technology anytime.

    Black Creek Development is dedicated to forward thinking construction science.  You can see a demonstration of this Passive House project at the Red Deer Renewable Energy Fair + Workshop coming up October 20th.

    Click here for a link to a terrific article on the incredible Scott Subaru building by Canadian Autoworld.


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    october, 2018

    wed3oct - 7novoct 310:00 amnov 7RentSmart - CMHA10:00 am - (november 7) 12:00 pm

    thu11oct - 29novoct 115:45 pmnov 29Wellness Recovery Action Planning (WRAP) - CMHA5:45 pm - (november 29) 8:15 pm

    fri19oct - 21oct 1912:00 pmoct 21Red Deer Home Renovation & Design Show12:00 pm - 5:00 pm (21)

    fri19oct - 21oct 195:00 pmoct 21The New Earth Expo5:00 pm - 6:00 pm (21)

    sat20oct - 21oct 2010:00 amoct 21Carswell's Annual Red Deer Christmas Antique, Vintage & Retro Show & Sale10:00 am - 4:00 pm (21)

    wed24oct11:30 amChilli For A Cause - Lunch & A Handmade Pottery BowlA GrammaLink-Africa fundraiser for the Stephen Lewis Foundation11:30 am Mountain Gaetz United Church, 4758, 50 Street, Red Deer, AlbertaEvent Organized By: GrannaLink-Africa

    fri26oct - 28oct 2610:00 amoct 28Our Best to You Craft Sale10:00 am - 5:00 pm (28)

    sat27oct10:00 am- 2:00 pm2018 Red Deer Healthy Smiles Halloween Half Marathon10:00 am - 2:00 pm

    sun28oct10:00 am- 3:00 pmCVMGCA Motorcycle Fall Swapmeet10:00 am - 3:00 pm

    tue30oct - 4novoct 3010:00 amnov 4Canadian Finals Rodeo10:00 am - (november 4) 11:45 pm

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