Alberta
Police warning to families: Too much detail in obituaries can lead to identity fraud
As part of Fraud Prevention Month, the Edmonton Police Service is warning families to be cautious about how much information they include in obituaries.
In one recent example, city police are investigating identity fraud involving one suspect who has allegedly used obituary information to commit more than 110 instances of fraud since July 2018.
Police say information such as a birth date or details about an employer may be all a criminal needs to steal your family member’s identity.
Suspects in these types of frauds use information provided in public obituaries to contact former employers, utility providers and other sources. Through social engineering (such as deception and manipulation techniques), they are able to gain further personal details about the deceased and use this information to commit identity fraud.
Police are encouraging families to take the following proactive steps when a loved one passes away:
- When posting an obituary, do not use the day and month of birth of the deceased. Try not to include information on employment history or home address.
- If acting as an executor for an estate:
- Alert credit bureaus at the earliest opportunity, so a flag can be placed on the deceased’s profile.
- Alert Canada Revenue Agency (CRA) and Service Canada, so a flag can be placed on the deceased’s social insurance number and CRA account.
- Inform the financial institutions used by the deceased, as well as utility providers, including cell phone provider.
- Monitor bank and utility account activity until they are closed.
In 2018, there were three additional investigations related to information being taken from obituaries. The deceased’s identities were fraudulently used in the following ways:
- A condo was fraudulently rented using the deceased’s name. The suite was then abandoned, and the rent left unpaid.
- The deceased’s identity was used to sell a vehicle, open a telephone account and obtain a rental vehicle.
- The deceased’s vehicle, containing a wallet with a driver’s license, Alberta health card, SIN card, debit card, and two cell phones, was stolen.
The individuals responsible were identified and charged with various fraud and identity theft related charges.
Obituary information is also used to commit other scams/frauds:
- Grandparent scam – the fraudster contacts the surviving spouse and uses the name of one of the grandchildren listed in the obituary, as well as personal information they find on the grandchild’s social media sites or through internet searches.
- Employment scam – through social engineering, the fraudster obtains the deceased’s personal information and uses it to acquire employment under the deceased’s name, thereby directing the income tax owed to the identity of the deceased.
- Income/benefits fraud – the deceased’s identity is used to apply for senior’s benefits and pensions through the federal government or to redirect pensions or benefits the deceased was receiving to someone else.
- Bank fraud – bank accounts, lines of credit and credit cards are opened in the deceased’s name.
Anyone with any information about this or any other crime is asked to contact the EPS at 780-423-4567 or #377 from a mobile phone. Anonymous information can also be submitted to Crime Stoppers at 1-800-222-8477 or online at www.p3tips.com/250.
Alberta
Former senior financial advisor charged with embezzling millions from Red Deer area residents
News release from Alberta RCMP
Former senior financial advisor charged for misappropriating nearly $5 million from clients
On April 4, 2024, the RCMP’s Provincial Financial Crime Team charged a Calgary resident for fraud-related offences after embezzling millions of dollars from his clients while serving as a senior financial advisor.
Following a thorough investigation, the accused is alleged to have fraudulently withdrawn funds from client accounts and deposited them into bank accounts he personally controlled. A total of sixteen victims were identified in the Red Deer area and suffered a combined loss of nearly $5 million.
Marc St. Pierre, 52, a resident of Calgary, was arrested and charged with:
- Fraud over $5,000 contrary to section 380(1)(a) of the Criminal Code; and,
- Theft over $5,000 contrary to section 344(a) of the Criminal Code.
St. Pierre is scheduled to appear in Red Deer Provincial Court on May 14, 2024.
“The ability for financial advisors to leverage their position to conduct frauds and investment scams represents a significant risk to the integrity of Alberta’s financial institutions. The investigation serves as an important reminder for all banking clients to regularly check their accounts for any suspicious activity and to report it to their bank’s fraud prevention team.”
- Sgt. John Lamming, Provincial Financial Crime Team
The Provincial Financial Crime Team is a specialized unit that conducts investigations relating to multi-jurisdictional serious fraud, investments scams and corruption.
Alberta
Political parties will be part of municipal elections in Edmonton and Calgary pilot projects
Strengthening Alberta’s local elections
Alberta’s government is introducing legislation to ensure Albertans can rely on transparent, free and fair elections, and municipally-elected officials have clearer accountability measures.
In a democratic society, Albertans expect their local elections to be free and fair, and their elected officials to be held to account by clear rules that govern their local councils. The Municipal Affairs Statutes Amendment Act proposes amendments to the Local Authorities Election Act (LAEA) and the Municipal Government Act (MGA) to add greater transparency to local election processes and ensure local councils and elected officials continue to remain accountable to the citizens who elected them.
“Our government is committed to strengthening Albertans’ trust in their local governments and the democratic process that elects local leaders. The changes we are making increase transparency for Alberta voters and provide surety their votes will be counted accurately. We know how important local democracy is to Albertans, and we will work with local authorities to protect and enhance the integrity of local elections.”
Local Authorities Election Act
Albertans expect free and fair elections and that’s why it’s important we strengthen the rules that govern local elections. To strengthen public trust in local elections, Alberta’s government will eliminate the use of electronic tabulators and other automated voting machines. All Albertans should be able to trust the methods and results of local elections; requiring all ballots to be counted by hand, clarifying rules and streamlining processes for scrutineers will provide voters greater assurance in the integrity of the results.
All eligible Albertans should be able to vote in local elections without impediment. Alberta’s government will limit the barriers for eligible voters to cast a ballot by expanding the use of special ballots. Currently, special ballots can only be requested for very specific reasons, including physical disability, absence from the municipality, or for municipal election workers. By expanding the use of special ballots, the government is encouraging more voter participation.
Amendments in the Municipal Affairs Statutes Amendment Act would increase transparency in local elections by enabling political parties at the local level. Political parties would be enabled in a pilot project for Edmonton and Calgary. The act will not require candidates to join a political party in order to run for a local or municipal office, but will create the opportunity to do so.
In addition, proposed changes to the Local Authorities Election Act would allow municipalities the option to require criminal record checks for local candidates, thus increasing transparency and trust in candidates who may go on to become elected officials.
Municipal Government Act
The role of an elected official is one with tremendous responsibility and expectations. Changes proposed to the Municipal Government Act (MGA) will strengthen the accountability of locally elected officials and councils. These include requiring mandatory orientation training for councillors, allowing elected officials to recuse themselves for real or perceived conflicts of interest without third-party review and requiring a councillor’s seat to become vacant upon disqualification.
If passed, the Municipal Affairs Statutes Amendment Act will also unlock new tools to build affordable and attainable housing across Alberta. Proposed amendments under the MGA would also create more options for municipalities to accelerate housing developments in their communities. Options include:
- Exempting non-profit, subsidized affordable housing from both municipal and education property taxes;
- Requiring municipalities to offer digital participation for public hearings about planning and development, and restricting municipalities from holding extra public hearings that are not already required by legislation; and
- Enabling municipalities to offer multi-year residential property tax exemptions.
Municipal Affairs will engage municipalities and other partners over the coming months to hear perspectives and gather feedback to help develop regulations.
Quick facts
- The LAEA establishes the framework for the conduct of elections in Alberta municipalities, school divisions, irrigation districts and Metis Settlements.
- The MGA establishes the rules governing the conduct of local elected officials once on council, as well as the overall administration and operation of municipal authorities in Alberta, including any policy those authorities may wish to implement.
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