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Desert Encounter bids for third-straight Pattison International at Woodbine

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Desert Encounter will attempt to make history at Woodbine on Saturday, as he tries to complete a hat-trick in Canada’s most famous horse race.  The Pattison International Stakes was first staged at the Toronto venue in 1938.

Horses from Canada, the United States and other corners of the world have been travelling to Woodbine in search of riches ever since, with greats like Dahlia, Singspiel and arguably the greatest of them all,
Secretariat claiming top honours in this historic Group One.

The most successful horses in the history of the International Stakes is Joshua Tree. Aidan O’Brien’s raider won this great race three times between 2010 and 2013, finishing second to Sarah Lynx in
2011. Shepperton and George Royal won back-to-back Canadian Internationals and couldn’t quite land the hat-trick – a feat Desert Encounter will attempt when he returns to Woodbine on Saturday.

David Simcock’s globe trotter has run out a ready winner of the past two Pattison Internationals. In 2018, Desert Encounter defeated Thundering Blue to secure his first Group One victory, before
successfully defending his crown the following year. After last year’s meeting was cancelled due to Covid-19, a now nine-year-old Desert Encounter will seek to become the first horse in history to win
three successive renewals of Canada’s most prestigious race.

Desert Encounter may be winless in 15 starts since winning at Woodbine in 2019, but he travels over in decent form. Simcock’s charge was last seen finishing second to Teona at Windsor. The winner has
since upset triple-Oaks winner Snowfall to land the Prix Vermeille and will next take her chance in the Prix de l’Arc de Triomphe.

Fellow British raider, Walton Street will provide the defending champion with stiff competition according to racing tipsters. Charlie Appleby’s star claimed Group Two glory out in Meydan during
the winter, and heads to Canada on the back of a strong third-placed effort in one of Germany’s most important races, the Grosser Preis von Berlin.

Jonathan Thomas’ Corelli defeated English Conqueror, Belichick and Wheregoesjojo to win the Singspiel Stakes here at Woodbine last month, and all four will take their chance in this year’s
Pattison International. Bluegrass Parkway also comes into this on the back of a victory, having landed the Kentucky Downs Preview Turf Cup at Ellis Park five weeks ago.

Argentinian-bred Fantasioso further adds to the international flavour of this year’s renewal, but all eyes will be on Desert Encounter, as he bids to rule the roost at Woodbine one last time.

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Top 9 Online Multiplayer Games That Build Strong Virtual Communities

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Online multiplayer games have transformed how people connect. Now, players are fostering tight-knit virtual communities where players share experiences. Through teamwork, creativity, and shared adventures, these games bring people together. This is enriching the gaming experience. Here are our top picks for games that help build strong bonds within their communities.

1. World of Warcraft

Since its release in 2004, World of Warcraft has been a big hit in online gaming and we are not surprised. It has a huge world, cool stories, and teamwork. Players team up for quests, battles, and challenges. 

2. Fortnite

Fortnite is a game that is not just about battling. In fact, players can also create and share worlds. This has gathered a big group of creators who team up and make new stuff in the game.

3. Minecraft

Minecraft isn’t just a game—it’s a place where people create and play together. Its huge world and endless options draw in players from everywhere. Whether building together or playing mini-games, Minecraft brings people together to share and create.

4. League of Legends

You’ve definitely heard of League of Legends – voluntarily or involuntarily – even if you’re not into gaming. It’s everywhere! In this multiplayer game, teamwork is key. Players team up to strategize and defeat opponents, fostering a strong esports community.

5. Animal Crossing: New Horizons

Ever heard of the game Animal Crossing: New Horizons? When this became available to the public, it offered a serene escape to players worldwide. Its calm island world and cute characters encourage players to interact and visit each other. The game focuses on friendship and teamwork, leading to close-knit groups who share and support each other.

6. Among Us

Among Us, popular in 2020, mixes social deduction with multiplayer gaming. Players team up to find impostors. Whether with friends or strangers, it promotes communication and teamwork. You as a player get to create fun moments and friendships.

7. Destiny 2

Destiny 2 mixes shooting and MMORPG features, making it a fun online game. Players can team up for missions or compete in matches. It’s known for its focus on teamwork, bringing players together to fight off aliens.

8. Rocket League

If you’re into making friends online while gaming, Rocket League is perfect. It’s a fun multiplayer game that mixes soccer and cars. Play with friends or in competitions for fast action and easy controls. The community often hosts tournaments, making players feel like part of a team.

9. The Sims 4

The Sims 4 is a fan-favorite game that can get easily addictive and for good reason. In this game, players create and control virtual characters. Each and every move can influence their lives and relationships. The game’s community thrives on shared stories and creations. Players all over the world share their experiences online, from building homes to creating dramas. This collectiveness ends up fostering creativity and community.

To put it simply, these online games offer fun and build strong communities. Whether playing together, being creative, or sharing experiences, they unite players worldwide. Once you start playing them, you get to form friendships that go beyond borders and make life better.

 

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How to Measure Your Progress in Investing: Hacks for Amateurs

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Capital growth is a clear indicator that your investments are producing the desired results. But even if your portfolio isn’t growing, it doesn’t mean that you are not making progress. Let’s find out how to realize that you are moving in the right direction and by what criteria to evaluate your progress.

Determine Where You Are Moving

It’s impossible to evaluate your progress in isolation from your goals and objectives.

  • What result do you need? What criteria will you use to realize that the goal has been achieved?
  • How will you measure your achievements (use concrete numbers instead of abstractions)?
  • When do you need a result (the deadline should be realistic)?

The goal should be specific, achievable, and time-bound.

For example, a goal might sound like this:

“By the age of 45, accumulate $500,000 and invest it at 8% per annum to quit my job and receive regular passive income.”

Besides the final goal, you should outline intermediate goals; they will help you systematically achieve the desired result and pass specific marks on the way. If we return to the example above, the intermediate marks can be individual amounts. For example, increasing the investment portfolio by $20,000 every year or spending $100 a month on gambling at Vave in Canada to hit the jackpot.

What Criteria to Use to Assess Progress

Besides numbers, there are several other criteria to consider:

Regularity. If you aim to get any results from your investments, investing should become an integral part of your life.

  • Independence. Repeating someone else’s strategy will not get you to your goal. Progress is when all of your investment decisions are the result of your choices based on personal goals and plans.
  • Development. Even the most effective strategy requires adjustments. That’s why it’s important for an investor to always keep up to date, learn new trends and tools, analyze the current state of the economy, etc.
  • Calmness. Beginners often react emotionally to any changes in their portfolio. Over time, an investor learns to objectively assess their risks, analyze wins and failures, and approach investments with a sober head, and this is also a sign of progress.

Assessing Financial Performance

Of course, the main parameter for assessing progress in investments is money. For a more accurate assessment, you can use the Net worth parameter.

Net worth is the amount of net worth of an individual or a family. The progress of investments can be assessed when the capital is gradually increasing.

To calculate the growth correctly, you need to take into account all assets and then subtract the sum of all monetary liabilities.

Assets 

  • Cash.
  • Money on bank accounts and deposits.
  • Real estate.
  • Movable property.
  • Securities.
  • Gold, jewelry, and luxury goods.

Liabilities 

  • Debts on loans and mortgages.
  • Debts to other people.
  • Taxes.
  • Fines.
  • Other mandatory payments in favor of the state.

For a detailed calculation, consider even minor assets and costs. For example, if someone owes you money, this is also an asset. It’s necessary to calculate your personal net worth regularly, at least once a year. As a result of calculating the difference, net worth should grow. Keep a record of the changes. Keep the results of the calculation so that you can evaluate the dynamics and rate of progress a year later.

How to Make Progress

Thus, to increase your net worth, you need to do two things on a regular basis: reduce liabilities and increase assets.

To do this, it’s recommended that you:

  • Pay off all loans early to avoid overpaying the bank and increase your net worth.
  • Optimize spending. 
  • Increase the investment yield of your capital, for example, choose an instrument with a higher yield.
  • Increase savings. It’s unnecessary to keep money only on a bank deposit; you can invest in liquid real estate so that the value of the asset grows with inflation and the market.

At the same time, the investor must have an ultimate goal. If there is no such goal, the process of accumulation may be endless, and then there will simply be no time left to spend what has been accumulated and enjoy your life.

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