Business Spotlight – JB Music Therapy, Music To Our Ears
Not all of us are musicians, or will ever be, but we all have some deep-rooted love for music. The preferences we choose throughout our life tend to stay with us, and in turn, make us unique. The same way your choice of clothing is your own unique form of self-expression, our music preferences play a significant role in how we view ourselves. With that being said, have you ever considered how music makes you feel, or what role it can play for your mental well being? Listen to the beautiful “Serenade for Strings in E Major, Op. 22, B. 52: II.” composed by Antonín Dvořák and tell me you feel nothing.
Jennifer Buchanan, a bright light in the ecosystem of innovative entrepreneurs in Alberta, served her first client in September of 1991.
Her business, JB Music Therapy, 29 years in business, continues to connect music therapists to all walks of life, their youngest client being 2 months old to their oldest of 106 years of age.
Their core value is built on the foundation of connection, whether that be connecting to music, families or simply peer to peer. Over the years, Jennifer has built a team of educated professionals in the field of psychology, mental health and music therapy, to which are all members of the Canadian Association of Music Therapists. Jennifer speaks on moving to Alberta:
“Alberta seemed ready for something different to reach the needs of the people, with some luck on my side because music therapy was new, it really started taking off…I quickly transitioned from a private practice, to somebody that wanted to create more jobs for other music therapists. Today we are a team of 23”
JB Music Therapy offers a wide array of services. Jennifer and her team have strived to offer multiple group programs for all walks of life, to name a few, those with disabilities, care homes, children with learning difficulties and corporate wellness in the workplace. Prior to COVID-19, they were actively visiting over 170 locations a week for in person group and individual sessions. Of course with the cancellation of every group event across the country, Jennifer and her team wanted to ensure they could still offer music therapy to those who could benefit, establishing online resources that can be utilized from home. Jennifer speaks on how pivoting during a pandemic has helped her discover a new avenue to offer support:
“We will now forever offer virtual music therapy so we can continue to reach those most vulnerable, so people can get the support they need… we are running national groups now, we have connected with national organisations to offer our programs online, that is something we are very excited about and never considered outside of a conference or seminar setting”
Jennifer has played a considerable role for music therapy in Canada, serving as president of the Canadian Association of Music Therapy for 5 years, a professional public speaker, multiple nominations by the Calgary Chamber of Commerce for her work in the community and an author of two award winning books, “Wellness Incorporated” and “Tune In”. For new entrepreneurs looking to start a business the right way, or those hoping to attain a higher understanding of music therapy, these books are worth checking out.
The Norma Sharpe Award is the most prestigious award in music therapy in Canada. It is awarded to those who have made historical and outstanding contributions to the field of music therapy. Jennifer is one of the few people in Canada to ever receive this award.
“I hope I have been able to raise the profile of music therapy in some way over my lifetime, and to help create jobs in this field…frankly it was a real honor to receive this award. Norma Sharpe being the founder of music therapy in Canada, I never considered that I would receive this lifetime achievement”
If you would like to learn more about the tremendous work being done by the team at JB Music Therapy, and the programs they currently have available, visit their website here, or social media links below.
For more stories, visit Todayville Calgary
Alberta moves to force oilpatch to pay owed taxes above ‘threshold’ amount
The Alberta government says it’s moving to force oilpatch companies to make good on their unpaid municipal taxes.
Energy Minister Peter Guthrie says he’s issued an order that blocks companies from acquiring or transferring licences on wells or other assets if their unpaid taxes exceed a threshold amount.
That threshold is yet to be determined and will be set by the Alberta Energy Regulator and Alberta Municipal Affairs.
Alberta Energy says in a release that once the threshold has been established, companies that don’t meet it will be targeted for collection.
Rural Municipalities Alberta has said energy companies owe the municipal districts in which they operate a total of $268 million.
Paul McLauchlin of the group says the order will help reduce the unpaid tax burden on its members.
This report by The Canadian Press was first published March 20, 2023.
The Canadian Press
Fed’s tough challenge: Confront inflation and bank jitters
Federal Reserve chair Jerome Powell speaks during a news conference, Wednesday, Feb. 1, 2023, at the Federal Reserve Board in Washington. With inflation still high and anxieties gripping the banking industry, the Federal Reserve and its chair, Jerome Powell, will face a complicated task at their latest policy meeting Wednesday and in the months to follow: How to tame inflation by continuing to raise interest rates while also helping to restore faith in the financial system – all without triggering a severe recession. (AP Photo/Jacquelyn Martin, File)
By Christopher Rugaber in Washington
WASHINGTON (AP) — Still grappling with persistently high inflation, the Federal Reserve faces an entirely new — and in some ways conflicting — challenge as it meets to consider interest rates this week: How to restore calm to a nervous banking system.
The two simultaneous problems would normally push the Fed in different directions: To fight elevated inflation, it would raise its benchmark rate, perhaps substantially, for the ninth time in the past year. But at the same time, to soothe financial markets, the Fed might prefer to leave rates unchanged, at least for now.
Most economists think the Fed will navigate the conundrum by raising rates by just a quarter-point when its latest policy meeting ends Wednesday. That would be less than the half-point hike that many economists had expected before the recent collapse of two large banks. But it would still mark another step by the Fed in its continuing drive to tame inflation.
If the Fed were instead to leave rates alone, which some analysts last week had suggested it might do given the banking turmoil, it could alarm Wall Street traders by suggesting that significant problems remain in the banking system.
Vincent Reinhart, a former top Fed economist now at the investment bank Dreyfus-Mellon, noted that the central bank prefers to manage financial stability issues separately from its rate decisions. One goal of a series of emergency steps the Fed announced Sunday to bolster the banking system is to allow it to separately address inflation through its rate policies.
“If you are obviously seen as adjusting your monetary policy because of concerns about financial strain, then you’re admitting you’re not (successfully) doing … crisis management,” Reinhart said.
Last week, the European Central Bank imposed a half-point rate hike to try to reduce an 8.5% inflation rate despite jitters caused by the struggles of Switzerland’s second-largest lender, Credit Suisse. ECB President Christine Lagarde said she saw “no tradeoff” between fighting inflation and preserving financial stability.
On Sunday, the Swiss banking giant UBS bought troubled Credit Suisse for $3.25 billion in a deal orchestrated by banking regulators to try to prevent potentially calamitous turmoil in global markets.
The Fed intervened in the banking emergency a little over a week ago by joining with the Treasury Department and the Federal Deposit Insurance Corporation to announce that the government would protect all of the banks’ deposits. It also unveiled an expansive emergency lending program to provide ready cash for banks and other financial institutions. And it sweetened the terms for the banks to borrow from a long-standing Fed facility known as the “discount window.”
On Thursday, the Fed said it had lent nearly $300 billion in emergency funding to banks, including a record amount from the discount window.
Assuming that those programs work as intended, the Fed can focus on its ongoing campaign to cool inflation. Most recent economic reports point to a still-hot economy with strong hiring, steady consumer spending and persistent inflation.
Consumer prices rose 6% in February from a year earlier, down from a peak of 9.1% last June. Most of that decline reflected a shift in consumer spending away from goods — such as used cars, furniture and appliances, which have been falling in price — and toward services, including traveling, dining out and entertainment events.
That spending surge has kept inflation high in services categories, which Fed Chair Jerome Powell has singled out as a major concern because inflation tends to be particularly persistent in services.
“Inflation — it’s still got some legs, unfortunately,” said Nathan Sheets, a former Treasury official and Fed economist, now chief global economist at Citi. “The labor market is still booming.”
Hiring and inflation figures accelerated earlier this year after having shown signs of cooling in late 2022. In response, Powell and other Fed officials suggested that the central bank would likely raise rates higher than they had forecast in December and probably keep them at a peak for longer.
When the Fed raises its key rate, it typically leads to higher rates on mortgages, auto loans, credit cards and many business loans. Typically, consumer and business spending slow in response.
“The recent data indicate that we haven’t made as much progress as we thought,” Christopher Waller, a member of the Fed’s Board of Governors, said this month. The Fed’s efforts to reduce inflation to its 2% target, Waller said, “will be slower and longer than many had expected just a month or two ago.”
The banking troubles have also intensified fears among many economists that the economy could soon tumble into recession.
One reason for the pessimism is that some banks will likely curtail lending to help shore up their finances and avoid running the risk of a collapse. Economists at Goldman Sachs estimate that credit tightening by the banking sector could reduce economic growth this year by as much as a half-percentage point.
Ironically, though, that slowdown in growth could help the Fed, which has had only limited success in trying to cool the economy through its rate hikes.
The potential slowdown in lending “is going to do some of the Fed’s work for it,” said John Roberts, a former Federal Reserve economist said. “So the Fed won’t have to raise rates as high as otherwise.”
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