How to Measure Your Progress in Investing: Hacks for Amateurs

Capital growth is a clear indicator that your investments are producing the desired results. But even if your portfolio isn’t growing, it doesn’t mean that you are not making progress. Let’s find out how to realize that you are moving in the right direction and by what criteria to evaluate your progress.

Determine Where You Are Moving

It’s impossible to evaluate your progress in isolation from your goals and objectives.

What result do you need? What criteria will you use to realize that the goal has been achieved?
How will you measure your achievements (use concrete numbers instead of abstractions)?
When do you need a result (the deadline should be realistic)?

The goal should be specific, achievable, and time-bound.

For example, a goal might sound like this:

“By the age of 45, accumulate $500,000 and invest it at 8% per annum to quit my job and receive regular passive income.”

Besides the final goal, you should outline intermediate goals; they will help you systematically achieve the desired result and pass specific marks on the way. If we return to the example above, the intermediate marks can be individual amounts. For example, increasing the investment portfolio by $20,000 every year or spending $100 a month on gambling at Vave in Canada to hit the jackpot.

What Criteria to Use to Assess Progress

Besides numbers, there are several other criteria to consider:

Regularity. If you aim to get any results from your investments, investing should become an integral part of your life.

Independence. Repeating someone else’s strategy will not get you to your goal. Progress is when all of your investment decisions are the result of your choices based on personal goals and plans.
Development. Even the most effective strategy requires adjustments. That’s why it’s important for an investor to always keep up to date, learn new trends and tools, analyze the current state of the economy, etc.
Calmness. Beginners often react emotionally to any changes in their portfolio. Over time, an investor learns to objectively assess their risks, analyze wins and failures, and approach investments with a sober head, and this is also a sign of progress.

Assessing Financial Performance

Of course, the main parameter for assessing progress in investments is money. For a more accurate assessment, you can use the Net worth parameter.

Net worth is the amount of net worth of an individual or a family. The progress of investments can be assessed when the capital is gradually increasing.

To calculate the growth correctly, you need to take into account all assets and then subtract the sum of all monetary liabilities.

Assets

Cash.
Money on bank accounts and deposits.
Real estate.
Movable property.
Securities.
Gold, jewelry, and luxury goods.

Liabilities

Debts on loans and mortgages.
Debts to other people.
Taxes.
Fines.
Other mandatory payments in favor of the state.

For a detailed calculation, consider even minor assets and costs. For example, if someone owes you money, this is also an asset. It’s necessary to calculate your personal net worth regularly, at least once a year. As a result of calculating the difference, net worth should grow. Keep a record of the changes. Keep the results of the calculation so that you can evaluate the dynamics and rate of progress a year later.

How to Make Progress

Thus, to increase your net worth, you need to do two things on a regular basis: reduce liabilities and increase assets.

To do this, it’s recommended that you:

Pay off all loans early to avoid overpaying the bank and increase your net worth.
Optimize spending.
Increase the investment yield of your capital, for example, choose an instrument with a higher yield.
Increase savings. It’s unnecessary to keep money only on a bank deposit; you can invest in liquid real estate so that the value of the asset grows with inflation and the market.

At the same time, the investor must have an ultimate goal. If there is no such goal, the process of accumulation may be endless, and then there will simply be no time left to spend what has been accumulated and enjoy your life.

Todayville Content Team

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4 Digital Trends Local Communities Are Embracing Today

Published on December 14, 2025

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It is no secret that life has become a lot more digital in recent times, particularly since the COVID-19 pandemic. People now do many activities online that they once did in person, which can provide a new level of convenience and accessibility for local communities. It has been fascinating to observe how these digital trends have reshaped modern life as we know it and given people the possibility to easily stay connected and entertained from home or on the move on a mobile device.

With this in mind, this post will explore a few of the biggest digital trends that local communities are embracing today.

1. Virtual Learning

One of the most notable trends that continues to grow each year is virtual learning. These days, people do not have to attend in-person courses and classes to earn qualifications or learn new skills, as they can engage in online learning. This can change people’s lives with the ability to advance their careers, start new careers, or simply expand their horizons without having to leave the house.

2. Online Shopping

Few things have changed life so much in the 21st century as the rise of ecommerce. It is hard to remember a time before when you could not get all of your shopping delivered to your home, offering greater convenience as well as the ability to shop from sellers all around the world. Since the pandemic, local communities are buying practically all of their needs online, including groceries, fashion, furniture, homeware, technology, and much more. Additionally, second-hand marketplaces have surged in popularity in recent times, allowing people to save money and find rare items.

3. Live Casino Games

Many local communities have turned to online casino games in recent times. This can provide the same thrill and excitement of going to a land-based casino with the convenience of playing from home or on the move. In recent years, online live casino games have taken off. These are games with a real-life dealer using streaming technology, helping to create a more realistic, engaging, and social experience. This includes live blackjack, roulette, and baccarat at popular online casinos where you can interact with dealers and other players via a live chat function. Casino games are often seen as a solo activity, but this is changing with the rise of live casino games.

4. Virtual Fitness

The way in which people exercise and stay in shape is also changing. Now, virtual PT sessions and exercise classes give people the ability to exercise and socialize without having to leave the house. This is ideal for those who crave social connection as part of their exercise regime but have busy schedules and/or live in remote areas. This has also extended to wellness in recent times with guided meditation sessions and virtual yoga classes, allowing people to look after their overall well-being from home.

These are a few of the main digital trends that have emerged in recent times and changed the way in which local communities lead their daily lives. It will be fascinating to see how these trends evolve and what new trends emerge in the years to come as life becomes increasingly digital.

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How to Safely and Efficiently Play Online Casinos in Every Canadian Province

Published on December 14, 2025

Todayville Content Team

Canada’s online gambling environment operates on a provincial model rather than a national one. Each province sets its own rules, licensing requirements, and platform availability. This creates a system where the experience, legal age, and consumer protections vary depending on where a person lives. Understanding these differences is essential for anyone looking to gamble online safely and legally.

Some provinces, including Alberta, Manitoba, and Quebec, set the minimum gambling age at 18. Others—such as British Columbia, Ontario, Nova Scotia, New Brunswick, Prince Edward Island, and Newfoundland and Labrador—require players to be 19. Failing to meet these requirements can result in frozen accounts or loss of funds, making it important for players to verify eligibility before registering.

This guide explains how every region manages online casino play, the systems in place to protect players, and how to ensure you are using legitimate, regulated platforms.

Ontario’s Regulated Private Market

Ontario currently operates the most extensive private online gambling market in Canada. Since opening in April 2022, the province has allowed dozens of operators to enter the market under the supervision of iGaming Ontario and the Alcohol and Gaming Commission of Ontario.

Players must be 19 or older and physically present within Ontario’s borders. The province’s market reports show billions in quarterly wagers, strong year-over-year growth, and high participation on regulated platforms. These trends reflect a shift away from unregulated offshore casinos, which offer no provincial consumer protections.

How to Identify Licensed Operators Across Canada

Each province manages its own approval process for online casinos. Ontario publishes an active list of licensed operators through iGaming Ontario’s public registry. British Columbia limits online casino play to PlayNow, operated by BCLC. Quebec directs players to Espacejeux under Loto-Quebec’s management. Atlantic Canada uses a shared system operated by the Atlantic Lottery Corporation.

In regions where regulatory frameworks are still developing, residents must rely on official announcements. For example, players seeking to find an online casino in Alberta should follow updates from the Alberta iGaming Corporation as the province prepares to open its private market.

British Columbia’s Single-Platform System

British Columbia manages all legal online gambling through PlayNow.com. The platform is operated by the British Columbia Lottery Corporation and includes casino games, sports betting, and lottery products under one centralized system.

Because the province uses a unified platform, oversight is consistent across all services. BCLC also provides structured responsible gambling tools, including the Game Break self-exclusion program, which cannot be reversed once a term is selected.

Quebec’s Bilingual Gambling Platform

Quebec regulates online gambling through Loto-Quebec, which launched Espacejeux in 2010. The platform is accessible to both French and English speakers, offering thousands of casino games along with sports betting and lottery products.

The legal gambling age in Quebec is 18, making it one of the few provinces with a lower threshold. Espacejeux is the sole regulated option in the province. Any external casino accepting Quebec players operates outside local jurisdiction.

Atlantic Canada’s Shared Online Gambling System

New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland and Labrador operate a unified online casino system through the Atlantic Lottery Corporation. The four governments jointly oversee the platform and share revenue generated from online gambling activities.

The region has experienced substantial growth in online play, with hundreds of thousands of verified player accounts and increased adoption of responsible gambling tools. The minimum gambling age in these provinces is 19.

Alberta’s Upcoming Private Market

Alberta is in the process of launching its own regulated private online casino market. The province passed the iGaming Alberta Act, which establishes the Alberta iGaming Corporation as the governing body responsible for licensing and oversight.

According to industry reports, Alberta aims to open its market in early 2026. Until regulations are fully implemented, Alberta does not operate a provincial online casino platform, making regulatory updates especially important for residents awaiting licensed options.

Responsible Gambling and Self-Exclusion Programs

Every regulated provincial system includes tools designed to promote responsible gambling. These typically include:

 Self-exclusion programs
 Deposit and spending limits
 Time-out periods
 Session reminders
 Account-level tracking tools

Ontario is developing a centralized self-exclusion system that will apply across all regulated operators. British Columbia, Quebec, and Atlantic Canada operate their programs through provincial lottery corporations. In most cases, self-exclusion terms cannot be shortened once selected.

Verifying an Operator Before Playing

Before depositing funds, players should always confirm that the online casino is licensed in their province. Regulated platforms display licensing information, and most provincial regulatory bodies maintain public registries of approved operators.

Players must also ensure they are physically located within the province where the casino is licensed. Geolocation technology verifies player location, and accessing a site from outside the approved boundaries can lead to temporary restrictions.

Using built-in responsible gambling tools—such as deposit caps, loss limits, and time controls—helps maintain safer playing habits.

Conclusion

Safe online casino play in Canada requires an understanding of provincial systems and legal requirements. Ontario offers a competitive private market with multiple operators. British Columbia and Quebec operate single, government-managed platforms. Atlantic Canada uses a shared regional system, and Alberta is preparing to launch its own regulated market in 2026.

Choosing provincially approved sites ensures stronger oversight, fair play standards, and consumer protections that offshore casinos cannot provide. By using regulated platforms and the available responsible gambling tools, players can enjoy a secure and compliant online gaming experience.