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Is it better to lease or finance a new car?
There isn’t a clear-cut answer, because
each scenario has its own set of pros and cons and honestly, it really comes
down to your lifestyle and how you prefer to pay for things. Let’s compare
leasing with financing in a little more detail:
OWNERSHIP
Lease – The vehicle is titled in GM’s name, and at the end of term, you have the
option to purchase the vehicle or turn it in and lease a new one.
Finance – The vehicle is titled in your name, and you own the vehicle free and
clear after the terms of your purchase finance agreement are fulfilled.
DOWN PAYMENT
Lease – The down payment amount required for leasing varies based on the
lease transaction structure and monthly payment you desire, but in general,
is often lower than financing.
Finance – In some cases, the down payment amount needed for buying may be
higher when compared to leasing.
KILOMETER LIMITS
Lease – Kilometer limits (typically 20,000 or 24,000 yearly) apply as per your
lease agreement, and charges may be applied if these limits are exceeded.
Finance – No contractual limits on kilometers apply, however vehicle resale
values generally decrease as more kilometers are added.
MAINTENANCE/WEAR
Lease – You are required to service the vehicle as per GM’s maintenance
schedule and cannot make any changes to the vehicle’s appearance.
Finance – You can change the appearance of the vehicle, and select which
repairs to make, subject to the terms of the purchase finance agreement.
MONTHLY PAYMENTS
Lease – Monthly payments may be lower than financing the same vehicle, since
you only pay for the value of the vehicle during the term of the lease.
Finance – Monthly payments may be higher than leasing the same vehicle, as
the full value of the vehicle is paid over the term of the contract.
TAX SAVINGS FOR BUSINESS OWNERS
We have seen more and more businesses leasing vehicles to enjoy tax savings.
We recommend you speak to your accountant to see how you could benefit
from leasing your next vehicle.
In a nutshell, leasing makes it easier to get more car for less money, as you only
pay for the use of the vehicle for two or three years, instead of paying for the
vehicle itself. Financing, on the other hand, frees you from the restrictions
involved in leasing, such as mileage caps, and the vehicle is yours to do with as
you wish.
Have you ever wondered if you get more money by selling your car privately or
from trading it in at the dealership? Stay tuned for our next article.
Uncategorized
Trump Admin Establishing Council To Make Buildings Beautiful Again

From the Daily Caller News Foundation
By Jason Hopkins
The Trump administration is creating a first-of-its-kind task force aimed at ushering in a new “Golden Age” of beautiful infrastructure across the U.S.
The Department of Transportation (DOT) will announce the establishment of the Beautifying Transportation Infrastructure Council (BTIC) on Thursday, the Daily Caller News Foundation exclusively learned. The BTIC seeks to advise Transportation Secretary Sean Duffy on design and policy ideas for key infrastructure projects, including highways, bridges and transit hubs.
“What happened to our country’s proud tradition of building great, big, beautiful things?” Duffy said in a statement shared with the DCNF. “It’s time the design for America’s latest infrastructure projects reflects our nation’s strength, pride, and promise.”
“We’re engaging the best and brightest minds in architectural design and engineering to make beautiful structures that move you and bring about a new Golden Age of Transportation,” Duffy continued.
Mini scoop – here is the DOT’s rollout of its Beautifying Transportation Infrastructure Council, which will be tasked with making our buildings beautiful again. pic.twitter.com/
9iV2xSxdJM — Jason Hopkins (@jasonhopkinsdc) October 23, 2025
The DOT is encouraging nominations of the country’s best architects, urban planners, artists and others to serve on the council, according to the department. While ensuring that efficiency and safety remain a top priority, the BTIC will provide guidance on projects that “enhance” public areas and develop aesthetic performance metrics.
The new council aligns with an executive order signed by President Donald Trump in August 2025 regarding infrastructure. The “Making Federal Architecture Beautiful Again” order calls for federal public buildings in the country to “respect regional architectural heritage” and aims to prevent federal construction projects from using modernist and brutalist architecture styles, instead returning to a classical style.
“The Founders, in line with great societies before them, attached great importance to Federal civic architecture,” Trump’s order stated. “They wanted America’s public buildings to inspire the American people and encourage civic virtue.”
“President George Washington and Secretary of State Thomas Jefferson consciously modeled the most important buildings in Washington, D.C., on the classical architecture of ancient Athens and Rome,” the order continued. “Because of their proven ability to meet these requirements, classical and traditional architecture are preferred modes of architectural design.”
The DOT invested millions in major infrastructure projects since Trump’s return to the White House. Duffy announced in August a $43 million transformation initiative of the New York Penn Station in New York City and in September unveiledmajor progress in the rehabilitation and modernization of Washington Union Station in Washington, D.C.
The BTIC will comprise up to 11 members who will serve two-year terms, with the chance to be reappointed, according to the DOT. The task force will meet biannually. The deadline for nominations will end Nov. 21.
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New report warns WHO health rules erode Canada’s democracy and Charter rights
The Justice Centre for Constitutional Freedoms has released a new report titled Canada’s Surrender of Sovereignty: New WHO health regulations undermine Canadian democracy and Charter freedoms. Authored by Nigel Hannaford, a veteran journalist and researcher, the report warns that Canada’s acceptance of the World Health Organization’s (WHO) revised International Health Regulations (IHR) represents a serious erosion of national independence and democratic accountability.
The IHR amendments, which took effect on September 19, 2025, authorize the WHO Director-General to declare global “health emergencies” that could require Canada to follow directives from bureaucrats in Geneva, bypassing the House of Commons and the will of Canadian voters.
The WHO regards these regulations as “binding,” despite having no ability or legal authority to impose such regulations. Even so, Canada is opting to accept the regulations as binding.
By accepting the WHO’s revised IHR, the report explains, Canada has relinquished its own control over future health crises and instead has agreed to let the WHO determine when a “pandemic emergency” exists and what Canada must do to respond to it, after which Canada must report back to the WHO.
In fact, under these International Health Regulations, the WHO could demand countries like Canada impose stringent freedom-violating health policies, such as lockdowns, vaccine mandates, or travel restrictions without debate, evidence review, or public accountability, the report explains.
Once the WHO declares a “Pandemic Emergency,” member states are obligated to implement such emergency measures “without delay” for a minimum of three months.
Importantly, following these WHO directives would undermine government accountability as politicians may hide behind international “commitments” to justify their actions as “simply following international rules,” the report warns.
Canada should instead withdraw from the revised IHR, following the example of countries like Germany, Austria, Italy, Czech Republic, and the United States. The report recommends continued international cooperation without surrendering control over domestic health policies.
Constitutional lawyer Allison Pejovic said, “[b]y treating WHO edicts as binding, the federal government has effectively placed Canadian sovereignty on loan to an unelected international body.”
“Such directives, if enforced, would likely violate Canadians’ Charter rights and freedoms,” she added.
Mr. Hannaford agreed, saying, “Canada’s health policies must be made in Canada. No free and democratic nation should outsource its emergency powers to unelected bureaucrats in Geneva.”
The Justice Centre urges Canadians to contact their Members of Parliament and demand they support withdrawing from the revised IHR to restore Canadian sovereignty and reject blind compliance with WHO directives.
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