Alberta
No Matter Which Formula, Albertans Win With An Alberta Pension Plan
From the Alberta Institute
Guest Post By Lindsay Wilson
Opponents of the Alberta Pension Plan (APP) have wasted no time busting out the pitchforks, with their legacy media lapdogs hard at work toeing the line for the union big wigs and their NDP friends.
It’s merely weeks into the launch of a province-wide public consultation to educate and get feedback from Albertans on an APP and there is no shortage of Trudeau-funded media penning pieces laden with misinformation.
They’re pushing a fear-based narrative that has seniors running scared and reasonable people questioning whether the bold move isn’t a little selfish which is no different than what Quebec has been doing — quite successfully — since day one.
For us here at Alberta Proud, we not only think opting out of the Canada Pension Plan (CPP) and establishing an APP is a great idea — it’s a critical step toward more Alberta autonomy.
If we don’t, will we ever achieve much of anything in the arena of autonomy? Think about it: if we can’t win a referendum on the one thing we don’t need permission from Ottawa to do, where does that leave us?
More Alberta and Less Ottawa isn’t just a pie in the sky for us at Alberta Proud. It’s our mantra.
We genuinely believe enough is enough. It’s time for Ottawa to take a hike, including their antiquated equalization formula that you voted 62% in favour of scrapping.
We now have an opportunity to leave the CPP, in favour of a made-in-Alberta plan which must offer the same or better benefits. And it will, without question, put more money into your pocket every year as we finally won’t be overcontributing.
The newest twist in the anti-APP narrative is casting doubt on the formula the independent, government-commissioned LifeWorks report produced: that 53% of the CPP assets ($334 billion) would be owed to Alberta.
By switching to an APP, that translates to putting an additional $1,425 back into each employee’s pocket, according to LifeWorks, and when you consider the employer’s contribution, that amount is effectively doubled.
That’s a huge incentive for Alberta employers, those coming here to work and for the majority of hard-working everyday people who are drowning in this era of inflation (or #justinflation as we like to call it at Alberta Proud).
Meanwhile in the mainstream media, economist Trevor Tombe is balking at the math, claiming Albertans will be owed around one-third of what LifeWorks has assessed.
While it may seem odd everyone is arriving at different numbers, here is the kicker: even if we leave with only 17% (among the lower estimates floating around and not the 25% estimated by Tombe or the 53% estimated by LifeWorks) it’s still a better deal for Albertans.
But how, you ask? Simply put, we would finally get a break from this hidden transfer program, which is yet another way in which hardworking Albertans subsidize the rest of the country.
We have a comparatively younger population and because of this, we have paid more than we have collected. It has always been this way for us, and it doesn’t look like that will change. In the past year, a record 185,000 new Albertans moved here to work and take advantage of our low taxes and abundant opportunities. Any way you slice it, our contribution rate would fall.
Another concern is around who will manage an APP.
While the opposition is quick to point out CPP investment returns have been decent and that an APP would be best not left in the hands of AIMCo, did you know we could very well use the same pension fund manager as the CPP or another arms-length, third party?
By putting Alberta first, you will not risk your pension.
By switching to an APP, you will put more money in your pocket.
Ottawa has long turned its back on Albertans and continues to hit us with eco-radical regulations that will leave us broke and freezing in the dark. If we stay in the CPP, we are sending them a message that they can keep pushing us around, forever, no matter what they do to us.
It’s time for a change.
So, take a moment to fill out the Alberta government survey.
Send emails to your MLA, Finance Minister Nate Horner and Premier Danielle Smith. Show up to the townhalls.
Alberta’s future of more autonomy depends on all of us getting loud and Alberta Proud!
Lindsay Wilson is the President of Alberta Proud, a group of citizens concerned about Alberta’s future within Canada.
Alberta’s government will develop a Passenger Rail Master Plan as the foundation to advancing passenger rail in the province.
Since the early days of Alberta’s development, the province has been shaped by the iron rails that crisscross its landscape. The arrival of the transcontinental railway in the late 19th century brought about profound changes to the way of life, facilitating trade, settlement, and economic prosperity. Towns and cities sprung up along the tracks, serving as vital hubs for commerce and transportation.
Today, the legacy of rail continues to shape Alberta and the rest of Canada. While the modes of transportation may have evolved, the spirit of innovation and connectivity remains as strong as ever. As Alberta experiences record population growth and evolving transportation needs, advancing passenger rail infrastructure is essential for enhancing accessibility, efficiency, and connectivity across the province.
Alberta’s Passenger Rail Master Plan will look forward decades and identify concrete actions that can be taken now as well as in the future to build the optimal passenger rail system for the province. The Master Plan will assess the feasibility of passenger rail in the province, including regional (inter-city), commuter and high-speed services.
“A large and efficient passenger rail network stretching across the province has incredible potential. It represents a forward-looking vision and is a mobility solution for our rapidly growing province and I’m excited to watch this plan take shape and bring us into the future. There’s a lot of work ahead of us, but I’m confident that we will build the network Albertans need to improve daily life and work, boost the economy and take away the stress of long-distance travel.”
“Alberta already has significant public mass transit systems in Calgary and Edmonton for the provincial passenger rail system to build upon. The Master Plan will be a vital tool to guide the province on the next steps in advancing passenger rail. It will provide certainty to the rail sector and ensure the most effective use of tax dollars and government authorities. We look forward to hearing from Albertans and working with municipalities, Indigenous communities and the private sector in advancing passenger rail in the province.”
Passenger rail services connected to urban mass transit shapes and strengthens regional transportation systems, connects communities, supports jobs and the economy and improves access to housing.
“Canada’s railways appreciate the Alberta government’s efforts to conduct a fact-based study on the potential for passenger rail service that recognizes the essential need to protect current and future freight rail capacity. Any proposal to co-locate passenger service in freight corridors must demonstrate the ability to preserve the freight rail capacity required to move goods in support of the province’s economy, today and tomorrow. Rail is the greenest mode of ground transportation for both people and goods.”
The government’s vision is for an Alberta passenger rail system that includes public, private or hybrid passenger rail, including:
- a commuter rail system for the Calgary area that connects surrounding communities and the Calgary International Airport to downtown;
- a commuter rail system for the Edmonton area that connects surrounding communities and the Edmonton International Airport to downtown;
- regional rail lines from Calgary and Edmonton to the Rocky Mountain parks;
- a regional rail line between Calgary and Edmonton, with a local transit hub in Red Deer;
- municipal-led LRT systems in Calgary and Edmonton that integrate with the provincial passenger rail system; and
- rail hubs serving the major cities that would provide linkages between a commuter rail system, regional rail routes and municipal-led mass transit systems.
The vision includes a province-led “Metrolinx-like” Crown corporation with a mandate to develop the infrastructure and oversee daily operations, fare collection/booking systems, system maintenance, and planning for future system expansion.
“At VIA Rail our vision for integrated mobility means dreaming of a future where a passenger can easily switch between commuter rail, light transit, transit buses, and regional trains in an agile and simple way. We’ve already initiated a number of exchanges with partners, and we intend to step up the pace in the coming months and years. I can assure you that as integrated mobility becomes an increasingly important topic of conversation in Alberta, VIA Rail will be there to play a unifying role.”
Alberta’s Passenger Rail Master Plan will ensure government has the required information to make decisions based on where passenger rail delivers the best return on investment. The plan will provide a cost-benefit analysis and define what is required by government, including a governance and delivery model, legislation, funding, and staging to implement passenger rail in Alberta. This work will include a 15-year delivery plan that will prioritize and sequence investments.
“We are excited to see the province taking the next step in committing to regional and intercity rail. This Passenger Rail Master Plan aims to set out a vision for a comprehensive rail network in our province that’s long overdue. We are thrilled to see this process move forward.”
The Master Plan will take into account future growth, planning for the growing provincial population and considering the use of hydrogen-powered trains to ensure a robust and effective passenger rail system to serve Albertans for years to come.
Development of the Master Plan will include engagement with Albertans to gain their perspectives for the future of passenger rail in Alberta.
Alberta’s government has released a Request for Expression of Interest to seek world-class knowledge and consultant services as a first step toward the development of the Passenger Rail Master Plan for Alberta. Following this process, a Request for Proposal will be issued to select a consultant to develop the Passenger Rail Master Plan. The Master Plan is expected to be completed by summer 2025.
Quick facts
- Passenger rail includes:
- Commuter rail – passenger rail that primarily operates within a metropolitan area, connecting commuters to a central city from adjacent suburbs or surrounding commuter towns, and is often traditional heavy-rail
- Regional rail – passenger rail that operates beyond the limits of urban areas and provides inter-city passenger rail transport services and can be traditional heavy-rail or high-speed rail
- Light-rail transit (LRT) – urban passenger rail transit that typically operates small, frequent train service in an urban area. Calgary and Edmonton use LRT as part of their mass transit systems
- Passenger rail in Alberta is currently limited to two tourism-focused services, VIA Rail and Rocky Mountaineer, and LRT in Calgary and Edmonton.
- Budget 2024 includes $9 million to support the development of the Passenger Rail Master Plan this year.
News release from the Alberta Law Enforcement Response Team (ALERT)
ALERT’s Human Trafficking unit has searched and closed three Calgary massage parlours. A year-long investigation has linked the businesses and its owner to suspected human trafficking.
ALERT arrested Hai (Anna) Yan Ye on April 16, 2024 and charged the 48-year-old with advertising sexual services, drug offences and firearms offences. The investigation remains ongoing and further charges are being contemplated.
Ye was linked to three commercial properties and two homes that were allegedly being used for illegal sexual activities and services. The massage parlours were closed following search warrant executions carried out by ALERT, the Calgary Police Service, and the RCMP:
- Seagull Massage at 1034 8 Avenue SW;
- 128 Massage at 1935 37 Street SW; and
- The One Massage Centre at 1919 31 Street SE.
- 1100-block of Hidden Valley Drive; and
- 3100-block of 12 Avenue SW.
As result of the search warrants, ALERT also seized:
- $15,000 in suspected proceeds of crime;
- Shotgun with ammunition; and
- Various amounts of drugs.
“We believe that these were immigrants being exploited into the sex trade. This has been a common trend that takes advantage of their unfamiliarity and vulnerability,” said Staff Sergeant Gord MacDonald, ALERT Human Trafficking.
Four suspected victims were identified and provided resources by ALERT’s Safety Network Coordinators.
ALERT’s investigation dates back to February 2023 when a tip was received about suspicious activity taking place at the since-closed Moonlight Massage. That location was closed during the investigation, in December 2023, when the landlord identified illegal suites on the premises.
The investigation involved the close cooperation with City of Calgary Emergency Management and Community Safety, Alberta’s Safer Communities and Neighbourhoods (SCAN) team, Canada Border Services Agency (CBSA), and the RCMP.
Ye was released from custody on a number of court-imposed conditions.
Anyone with information about this investigation, or any case involving suspected human trafficking offences, is asked to call Crime Stoppers at 1-800-222-TIPS (8477) or the Calgary Police Service non-emergency line at 403-266-1234.
ALERT was established and is funded by the Alberta Government and is a compilation of the province’s most sophisticated law enforcement resources committed to tackling serious and organized crime.
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